As well as paying for day-to-day necessities, we often like spontaneously treating ourselves to holidays, new clothes and other luxuries. But then there are those unwelcome payments that crop up every so often – like car and utility bills which we’re sometimes not prepared for.

Last year, the debate around the UK leaving the EU was centred upon the ifs and whys – now the focus is firmly on the when and how.

Today, Chancellor Philip Hammond delivered the 2017 Budget, which he claims is a plan to ‘prepare Britain for a brighter future’, and help ‘build foundations for a stronger, fairer, better Britain’.