If there’s a gap between your retirement expectations and your savings and you’ve not reached the point of retiring, it’s time to take action. The sooner you look into addressing a retirement income shortfall, the more time there is to make meaningful changes. Otherwise you might have to make some sacrifices.

So what can you do?

You may have heard people talk about what a big deal it is, but how does pension tax relief work? Is it really as good as some suggest? And how can you make the absolute most of it?

There’s no doubt about it. The UK’s decision to leave the European Union certainly caused an economic shake up this year.