Skipton Financial Advisers Knowledge Centre

Knowledge Centre

Latest insights and resources

What is drawdown? Five things you need to know

What is drawdown

The 2015 pension freedoms have resulted in the rules around using your pension being completely rewritten. And this means that drawdown – once an option only accessible to certain people – is now available to every defined contribution pension holder. But what is drawdown? Here are five things you need to know. 

What is a pension? Five things you need to know

What is a pension?

Many of us pay into at least one, but very few of us would choose “what is a pension?” to be our specialist topic on Mastermind. Here are five things you need to know about pensions.

What happens if I die before retirement?

There is a cruelty to the fact some people who save into a pension won’t live long enough to enjoy it – but the good news is that loved ones can still benefit from this pot of money.

How to keep track of my pension

How to keep track of my pension

Keeping track of your pension is another piece of wisdom that is universally considered a good idea. Yet it’s difficult to know how to do it, and may require pension advice from pension experts.

Why get financial advice?

Why get financial advice

When it comes to your money, seeking financial advice from an expert can have an equally positive impact on this hugely important area of your life. 

What is an annuity?


If you’re a keen reader of the financial press you will have seen a lot about them over recent years – but what is an annuity? Until recently at least, it was the most common route for people to fund their retirement, but there has been some controversy over falling annuity rates. To explain annuities, here are five things you need to know. 

The importance of having a Will


More than half of UK adults are failing to recognise the importance of having a Will, according to October 2015 research by Unbiased. This is despite the fact that a) it is easy to set up a basic Will, and b) not having one could have negative consequences for your loved ones.