Laura explained: “What initially attracted us was the offer of a review of our finances. Our previous financial adviser wasn’t able to offer a service for our pensions. We didn’t feel confident we were managing them well ourselves, so wanted to get an expert opinion.”
Even though Laura and Paul are in their 40s and many years away from retiring, they understand how important it is to make careful plans - particularly as they each run their own businesses. They also have two young children, aged three and five, who they want to help with their own life journeys.
Laura continued: “When we had the review, we were really impressed with how knowledgeable our Skipton financial adviser was. She knew the market extremely well and gave us clear advice. She came to our house at a time to suit us, answered all our questions patiently, and even brought colouring books to keep our kids entertained.
“There was absolutely no pressure to follow her advice, but we decided to act immediately.”
As a Skipton investor, Laura benefits from an ongoing service known as Monitored Informed Investing (MII).
This involves paying an ongoing fee for a range of additional benefits that ensure Skipton are with them throughout the journey; monitoring their investments on a regular basis. As part of the MII service, Laura and her husband receive personalised quarterly reports, updating them on fund performance, strategy, and Skipton’s assessment of its future prospects (based on speaking directly to the fund provider).
Commenting on how much MII is helping them, Laura said: “We’re really busy with our businesses and young children at the moment, and this service means we’ve got one less thing to think about. We can let Skipton get on with monitoring funds within our pension and ISAs, and just wait for the reports to come through each quarter.
“I’d definitely recommend Skipton to anyone else looking for expert help with pensions and investing. We feel much more comfortable we’re doing the right thing for our retirement now.”
Our recommendations are likely to include stock market-linked investments. These aren’t like building society savings accounts, as your capital is at risk and you may get back less than you invest. The value of your investments and any income from them may fall as well as rise.
We can help you too
We can help you with a wide range of financial needs, including retirement and investment planning – helping you achieve your medium to longer-term goals and aiming to get you where you need to be.